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YOU'RE YOUNG, MOBILE & RARING TO FLY...

You've got an unquenchable appetite for life, superb work drive, and fresh dreams just waiting to be realised. Bingo, you're on the right page!

At Speaksens, we speak your money language. We know it's tough navigating through  this increasingly fast-paced, competitive world, much less making it big. Which is why we're going online to spread sound financial habits; to empower young adults like you for the real deal called LIFE; and to prevent you from ever getting stuck in the clutches of debt.

Knowledge is power. Online, it's anytime power! Among other essential money management basics, you need to know:
1) what you're in for before you apply for your first credit card,
2) how to map out your financial goals for a car, or a house, with your monthly income,
3) which investments can help you make your money work harder for you; and
4) why insurance is an absolute must-have, and why maybe other expenses can wait.

Speaksens is a valuable knowledge portal and online social initiative brought to you by AKPK, a wholly owned subsidiary of Bank Negara Malaysia set up to provide financial counseling and debt management assistance to young adults. The site carries all the DIY calculators, insightful articles, engaging forums, latest financial news and more to help you make financial prudence a way of life.

Join Speaksens as a member today. True financial liberty is gained through literacy!

 

Next to credit card debt, student loan debt is one of the major causes of poor financial health in younger adults. Make every effort to repay your student loans. Ignoring the growing repayment is like stepping into a quicksand. You're only going to sink in deeper!