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Can I Afford It?
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An old proverb states that “before you go and build a home, stop and count the cost first.” In short, it pays to be prepared.

From housing loans to car loans, credit card debt to net worth calculations, we have the DIY tools to help you estimate and map out your goals.


Housing Loan Calculator
The quest for your dreamhome begins with THE big question: “Can I afford it?” Determine how much you would need to make one of your biggest purchases ever.
Hire Purchase Calculator
Until you're financially strong enough to buy a car straight off the showroom, you need to get a loan like most people. How much can you set aside for the deposit now? How much would you need for the monthly repayments? Find out.
Net Worth Calculator
Your net worth is the difference between what you own and what you owe. It's also the first step to excellent wealth planning, so go ahead. Get crunching!
Credit Card Debt Pay Off Calculator
How long would I need to pay off my credit card debt(s)? Figure out the amount now based on your current earning power. Lighten your load.
 

Your debt-to-income ratio is an excellent way of evaluating your financial health. Speaksens recommends that your debt load should be no more than 20% of your take-home pay. For example, if you bring home RM2500 every month, and you've got an RM500-a-month car installment, you should not owe anybody else.